| 3D Secure | ||
| Trussed UK has successfully implemented Visa
and MasterCard’s Secure payment processing as new additional features
to help allay the fears of ONLINE cardholder not present (CNP) Fraud. Below are some quick pointers that may clarify any questions you may have about 3-D Secure. |
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| What is 3d secure ? | ||
| 3D Secure is a new technical standard developed by Visa and MasterCard to further secure Cardholder Not Present (CNP) transactions over the Internet. 3D Secure creates what is called a 'trust chain' throughout the transaction helping authenticate the cardholders using the acquiring banks infrastructure. | ||
| What Cards are in the Scheme ? | ||
All Visa and MasterCard’s are part of this scheme. MasterCard brand their system as 'MasterCard SecureCode' and Visa call theirs 'Verified by Visa'. |
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| How does 3D secure work ? | ||
| The cardholder creates their password when they enrol with the card-issuing bank. When the enrolled cardholder pays online at a participating merchant, a pop-up window is generated by the card-issuer, which prompts the cardholder to enter his password (visible only to the card issuer). Once the cardholder has identified himself, the result is sent to the merchant, and the transaction is processed. If the cardholder fails to identify themself within 3 attempts, the transaction does not continue and the cardholder is offered to try an alternative payment method. | ||
| How is 3D secure activated ? | ||
| To register your VISA card please use this link
and you will be directed to VISA's website: Verified By Visa
To register your MASTERCARD card please use this link and you will be directed to MASTERCARDS website: Mastercard Securecode |
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